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Bobcard Assure

BOBCARD Assure

Overview

BOBCARD Assure is affiliated with VISA International & valid throughout the world. It is globally accepted over 70 million locations and more than 1 million ATMs worldwide. BOBCARD presents these premium cards to offer its gratitude to the High Net worth Individuals. Exclusively designed, these cards are packed with great features and benefits. So, get your Platinum Visa today and be a part of the evolution.

Its features offer you the freedom you deserve and the convenience you desire. Not to mention the extra benefit of insurance it offers –Free Personal Accidental Insurance. What's more, you can withdraw cash up to 100% of credit limit from any ATM.

  • Acceptability: Global
  • Up to 3 add-on cards free
  • ATM Compatibility
  • Credit limit = 80% of FD amount li>Cash withdrawal Limit: 100% of Credit Limit
  • Interest Rate (service charges): 1.6% p.m. (APR 19.2%) on reducing balance
  • In built Free Personal Accidental Death Coverage *:
    • Air Accidental Death :   15, 00,000
    • Other Accidental Death (other than Air Accidental Death) :   5, 00,000
  • Loyalty points: 1 on purchase of   100
  • Annual fee is waived on spend of   50,000 in a year and regular payments
  • Host of inbuilt offers and privileges of Visa
  • Please note some terms and conditions of Credit Cards will be revised w.e.f. 1st Jan. 2018.Click here for more details

* Applicable only on Primary Cards

  • Age above 18 years
  • Minimum fix deposit of   25,000
Particulars Fees & Charges
Acceptability Global
Chip Availability Chip
Age18 and Above
Add on CardsYes
Income Eligibility Individual (I) / Corporate (C) Min.deposit of   25,000/- with Bank of Baroda
Merbership/Joining Fess Free
Free for Lifetime(Subject to regular payment of minimum dues and minimum transaction volume per year as per given details)   50,000/- p.a./-
Annual Fees
Principal   500/-
Bonus Points on Purchase of   100 (Except for cash/Petrol Txns)1
Accidental Insurance
Air Accident   15,00,000/-
Other Accident   5,00,000/-
Service charges on balance outstanding 1.60% p.m.
Cash withdrawal Charges
ATMs (Domestic)   200(2.5%)
ATMs (Abroad)   250(3%)
Billing Date 1st of (Month)
Late Payment charges Outstanding LPC
Up to   500/- Nil
501 to 25,000-   300/-
Above 25001 -   500/-
Chq.Return Charges (w.r.t. chq amount) 2% or min   300/- whichever is higher
De-blocking Charges*   300/-

* Card gets blocked in case of non payment of minimum dues for two consecutive months.

** Taxes as applicable on Fees & Charges.

  • Identity Proof : Copy of Passport/PAN Card/UID/Driving License/Voter's Identity Card
  • Copy of FDR(Front and Back & duly discharged by applicant)
  • Annexure 1, 2 and 3.
  • Local Address Proof : Copy of Passport/Electricity/Fixed Line Bill/UID/Bank passbook of PSU Bank
  • Color Photograph
  • Scan me
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  • Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st, 7th, 16th, 18th or 25th of every month, as per BOBCARD Limited discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to crm@bobfinancial.com or contact us at our Toll Free Nos. 1800 2665 100 & 1800 2667 100 for a change in the billing cycle. By applying for a credit card, I authorize BOBCARD & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
--> Copyrights 2018 - BOBCARD Limited (Formerly known as BOB Financial Solutions Limited) . All rights reserved.
(CIN:U65990MH1994GOI081616).