Credit Cards

Premier Select Easy Prime Paytm
  •  5X i.e. 5 Reward Points* for every Rs. 100 spent on Departmental stores, Movie spends
  •  1 reward point for every Rs. 100 spent on other categories
     0.5 reward point for every Rs. 100 spent on Select MCCs*
  •  Fuel Surcharge Waiver**
  •  Zero annual fees basis card usage*
  •  Pay safely with Contactless Cards. Know More.

Key Features

*Please note that 5X Rewards are capped at 1,000 Reward Points on the mentioned categories per Statement Cycle. Further spends in that Statement Cycle on these categories will earn Reward Points at the regular earn rate. *Refer reward points important terms and conditions on MITC Section of the website. Please Note **The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant. The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

Other Benefits

  • Free Add-on card

    Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)

  • Zero liability on lost card

    Report loss of card immediately to ensure zero liability on any fraudulent transactions


Fee Type Fee Reversal/Waiver criteria*
First year Fee
Rs. 500#
Spend Rs. 6,000 on your card within first 60 days of card setup date for first year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
Annual Fee
Rs. 500
Spend Rs. 35,000 on your card in a year for fee waiver

*Please note - Joining/Annual fee waiver is applicable only to non-delinquent credit cardholders.

5X Rewards Terms & Condition

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  • Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st, 7th, 16th, 18th or 25th of every month, as per BOBCARD Limited discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to crm@bobfinancial.com or contact us at our Toll Free Nos. 1800 2665 100 & 1800 2667 100 for a change in the billing cycle. By applying for a credit card, I authorize BOBCARD & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
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