with Bank of Baroda ETERNA Card
Designed for high performers in life, The Bank of Baroda Eterna Credit Card is here to give you exclusive lifestyle & impeccable taste. Enjoy the highest quality of Travel, Dining & Shopping experiences. Whether it's travelling to your favourite destination or relishing delectable delights, shopping or enjoying movies with friends; make every experience memorable.
Know your card benefits
ETERNA is your TRAVEL BUDDY with best travel benefits
Earn 15 reward points* on every ₹ 100 spent on Travel and international transactions
Enhance your airport experience with unlimited complimentary access at domestic airport lounges -
Savings on international spends with reduced Forex mark-up of 2%
The EXPLORER in You would love ETERNA's customised lifestyle privileges
Earn 15 reward points* on every ₹ 100 spent on online shopping
Buy one get one (BOGO) movie ticket at Paytm Movies; upto ₹ 250 per card per month. Know more
Your reward kitty is still gleaming
Earn 10,000 bonus reward points on spending ₹ 50,000 within first 60 days & 20,000 bonus reward points on spending ₹ 5,00,000 in a year. Know more
Fuel Surcharge Waiver**
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000 (Max. Rs. 250 per statement cycle).
Note -No Reward Points are earned on fuel transactions.
Core Reward Points
3 reward points for every ₹ 100 spent on other categories.
1.5 reward points for every ₹ 100 spent on SELECT MCCs*.
Redeem reward points for cashback
Redeem your reward points as cashback and other exciting options.All your accumulated reward points can be redeemed for cashback @ 1 reward point = ₹ 0.25
Smart EMI option
Convert purchase of > 2,500/- on your card into easy EMIs of 6/36 months
Free Add-on card
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids.
In-built insurance cover
Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: 1 Crs, Non-Air: 10 Lakhs)
Zero liability on lost card
Report loss of card immediately to ensure zero liability on any fraudulent transactions
Shop for more luxuries in life with Lifelong validity of reward points on your
Bank of Baroda ETERNA Credit Card
Save time & fast track your application
Eligibility Criteria :
Primary cardholder between the age of 21 years and 65 years
Add-on cardholder should be over 18 years
Salaried/Self-Employed with an income of ₹ 12 Lakhs per annum or more
Resident of India
Documents Required :
Proof of identity:
1. PAN (Mandatory)
2. Aadhaar Card / Voter Id card /Passport /Driving Licence
1. Aadhaar Card / Voter Id card /Passport / Driving Licence / Utility Bills / Property or Municipal Tax receipt /Rent Agreement / House allotment letter issued by State or central government
1. Salaried : Last 2 months salary slip + bank statement showing salary credits
2. Self-employed : Later income tax return (ITR)
Annual Fees :
|First Year Fee (levied in the first statement)
First Year Waiver : Get joining fee waiver on spending ₹ 25,000 within first 60 days of card setup date. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
Spend ₹ 2.5 Lakhs or more in a year for annual fee waiver in subsequent year.
First year fee reversal and annual fee waiver is applicable only to non-delinquent credit card holders.
Use Dedicated Helpline for all your queries/support:
Call at 1800 103 1002 (24*7) | Write to firstname.lastname@example.org for any support
*Please note that 5X Rewards are capped at 5,000 Reward Points on the mentioned categories per Statement Cycle. Further spends in that Statement Cycle on these categories will earn Reward Points at the regular earn rate.   Please Click here to know more. Refer reward points important terms and conditions on MITC Section of the website.
**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
^Benefit Expiry Date: 60 days from Card Issuance date. Benefits are applicable on the Primary Card only.
5X Rewards Terms & Condition