Prime
Credit Card

Key Features

Guaranteed issuance

Get PRIME against fixed deposit of 15,000 or more without any income proof
Cashback on all Spends

Earn 1 reward points for every 100 spent on select MCCs^*

Earn 2 reward points for every 100 spent on all other MCCs
PRIME is lifetime free

Zero first year and annual fees

Fuel Surcharge waiver

1% fuel surcharge waived for all fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)

Note -No Reward Points are earned on fuel transactions.
Multiple redemption options

Redeem your reward points as cashback and other exciting options
Easy EMI option

Convert purchase of > 2,500/- on your card into easy EMIs of 6/36 months

Free Add-on card

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
In-built insurance cover

Get free Personal Accidental Death Cover to ensure financial protection of your family
Zero liability on lost card

Report loss of card immediately to ensure zero liability on any fraudulent transactions

Interest free credit facility

Avail up to 50 days of interest free credit from the date of any purchase
Revolving credit facility

Pay Minimum Amount Due and finance your spends as per your convenience

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Important Information - BoB Credit Cards are currently being issued for the billing cycles of 1st,16th or 18th of the month as per BFSL's discretion. The cardholder has a one-time option to change the existing billing cycle as available. Cardholder may write to crm@bobfinancial.com for a change in the billing cycle. By applying for a credit card, I authorize BoB Financial & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.

Bank of Baroda Reserve Bank of India Visa/MasterCard Registration Downloads Most Important T&C Cardholder Agreement Tenders Product Leaflets