Earn 5 reward points for every 100 spent
on Dining and Online spends
1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5,000 (Max. Rs. 250 per statement cycle).
Note -No Reward Points are earned on fuel transactions.
Spend 7,500 within 60 days and 70,000 in a year, for reversal/waiver of annual fees
Redeem your reward points as cashback and other exciting options
Convert purchase of > 2,500/- on your card into easy EMIs of 6/36 months
*5X Rewards are capped at 1,000 Reward Points on the mentioned categories per Statement Cycle. Further spends in that Statement Cycle on these categories will earn Reward Points at the regular earn rate. Refer reward points important terms and conditions on MITC Section of the website. **The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.
Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
Get free Personal Accidental Death Cover to ensure financial protection of your family
Report loss of card immediately to ensure zero liability on any fraudulent transactions
Avail up to 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
|Fee Type||Fee||Reversal/Waiver criteria*|
|First year Fee||Spend Rs. 7,500 on your card within first 60 days of card setup date for First year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.|
|Annual Fee||Spend Rs. 70,000 on your card in a year for fee waiver|
5X Rewards Terms & Condition