cards cards


with Bank of Baroda ConQR Credit Card

The first of its kind globally, The Bank of Baroda MasterCard ConQR Credit Card is equipped to help you meet your business needs and make you conquer your business world.

Using this 2-in-1 card, you can accept payments from your customers through Bharat QR printed on card front, and also can make payments for all your purchases with free credit period of upto 50 days.


Know your card benefits

  • Earn 5 reward points* on every ₹100 spent on dining, online & utility bills.
  • 1 reward point for every ₹100 spent on other categories.
  • Plan business or leisure trips with EaseMyTrip.com. Save Rs 400 on one-way & Rs 800 on return domestic flight bookings on a minimum transaction of Rs. 3000. Offer valid till 31st March 2022. Click here to know more.
  • Stay at any of your favourite Fab Hotels and save up to Rs. 750 on booking above Rs. 1999. Offer valid till 31st Oct 2021. Click here to know more.
  • Stay at any of your favourite Vista Rooms premium holiday homes and save up to Rs. 5000 on booking 2 nights or more. Offer valid till 31st March 2022. Click here to know more.
  • Stay at any of your favourite Treebo Hotels and save up to Rs. 1000 with promo code TRBMC5 during checkout on all bookings. Offer valid till 31st March 2022. Click here to redeem.
  • Get health & wellness products from Apollo Pharmacy & avail up to 15% discount. Offer valid till 31st March 2022. Click here to know more.
  • Order for your business needs from Printvenue with flat 30% discount. Offer valid till 31st March 2022. Click here to know more.
  • Avail lock & security solutions from Godrej Security Solutions and save Flat 10%. Offer valid till 31st Aug 2022. Click here to know more.


Your reward kitty is still gleaming

Enjoy the 2-in-1 credit card that offers dual benefits with ZERO
Joining & Annual Fees.


Save time & fast track your application

Please call 1800225100 for all Credit Card related queries and 1800223225 for QR code related queries

*Please note that 5X Rewards are capped at 1,000 Reward Points on the mentioned categories per month. Further spends in that month on these categories will earn Reward Points at the regular earn rate. Please  Click here to know more

**The GST component is not reversed. The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank. The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

5X Rewards Terms & Condition

  • For crediting 5X Reward Points on eligible transactions, the Credit Card issuer (BOB Financial in this case) relies on the correct International/online flag or Merchant Category Code (MCC) identifier provided by the merchant acquirer (provider of the card acceptance service to the merchant). These flags/identifiers are as per rules laid out by the card networks (Visa, Mastercard, RuPay etc.). If the merchant acquirer does not send the flag/identifier or sends an incorrect flag/identifier, BOB Financial will not be able to identify such transactions as eligible transaction for 5X reward points benefit, resulting in awarding of only regular Reward Points (and not 5X) on such transactions.
  • The sub categories and their respective MCCs for spend categories eligible for 5X Reward points include the following:
    • Ecom-Online transaction flag provided by Merchant Acquirer
    • International-International transaction flag provided by Merchant Acquirer
    • Dining-5812 and 5814
    • Travel-4722
  • The category of purchase will be decided on the basis of the Merchant Category Code (MCC) for the merchant establishment where the purchase is made. BOB Financial reserves the sole right to decide on whether a purchase meets the eligibility criteria as listed above.
  • BOB Financial is not liable for any disputes that arise due to differences in merchant category code mapping maintained by acquiring banks. Cardholder is requested to validate Merchant Category Code (MCC) from the merchant before making swipe on his card. Only the above listed MCCs shall entitle the cardholder for Accelerated Reward Points on his card.
  • Posting of additional Reward points is an automated process and the same will reflect in the next monthly statement.
  • Stay Connected
  • By applying for a credit card, I authorize BoB Financial & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
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