Credit Cards

  •  5X i.e. 10 Reward Points for every Rs. 100 spent on Travel, Dining and Abroad (International spends)
  •  2 Reward Points for every Rs. 100 spent on other categories
  •  Complimentary airport lounge, 24x7 concierge
  •  Fuel Surcharge Waiver*
  •  Zero annual fees basis card usage*

Key Features

*Please note that 5X Rewards are capped at 2,000 Reward Points on the mentioned categories per month.Further spends in that month on these categories will earn Reward Points at the regular earn rate.

*The GST component is not reversed.The rate of fuel surcharge may vary depending on the fuel station and their acquiring bank.The surcharge is levied by the acquiring bank providing the terminal to the merchant.The value of fuel transaction on charge slip will differ from the credit card statement since the fuel surcharge and GST on the same are levied by the acquiring bank after the transaction.

Other Benefits


Fee Type Fee Reversal/Waiver criteria*
First year Fee Rs. 1000 Spend Rs. 10,000 on your card within 60 days for fee reversal Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made
Annual Fee Rs. 1000 Spend Rs. 1,20,000 on your card in a year for fee waiver

*Please note - Joining/Annual fee waiver is applicable only to non-delinquent credit cardholders.

Golf and save with 50% off a round of golf and 10% off the Best Available Rates at participating Preferred Hotels & Resorts properties around the globe when you book and pay with your Visa® card.

A selection of the world's finest golfing destinations awaits you. Whether your perfect golf experience is within reach of glistening Caribbean beaches, creek-side in the heart of Dubai or on the 'Old Course' of Scotland's best, Preferred's award-winning properties globally, will offer individuality and an exceptional VIP experience.

Sign up for the free / PreferSM Hotel Rewards loyalty program from Preferred Hotels & Resorts to get exclusive Member benefits including points for each stay, room upgrades at more than 650 independent hotels worldwide. Leave the ordinary behind. Travel rewarded.

To Redeem this offer or to view the list participating hotels,go to https://preferredhotels.com/offer/visa-golf-offer-35921 . Or, you can book your Visa offer by calling one of the Preferred Hotels & Resorts toll-free reservation centers and mentioning offer code MKTVGO
Toll free in the US: 1-866-990-9491;
Worldwide Toll: 00800 7123 1030

  • By applying for a credit card, I authorize BoB Financial & its representatives to call me or SMS me with reference to my request. This consent will override any regristration for DNC / NDNC. I also understand providing credit card is at the sole discretion of the Company.
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